18in32
Petard Hoister
- Joined
- May 23, 2010
- Messages
- 27,889
I hope you don't buy insurance with the *goal* of a positive financial return. Insurance is supposed to be consumption not investment. What you get is the "comfort" that a loss will be ameliorated – and you get that comfort whether or not you ever file a claim.Ain't nothing compared to insurance companies, they are essentially borrowing from you at a negative rate for the entire policy term. Only way for you to "win" is die/wreck/houseburndown early.