I have no issue with Nick Saban making $10 million. He definitely earned it. I have an issue with saying that Nick Saban helps Alabama win, winning makes a ton of money for the school, therefore he should be paid a lot -- but then saying that the players help Alabama win, winning makes a ton of money for the school, but they shouldn't be paid because they are 18-22 years old.
Going by your analogy to the big corporation, no corporation would ever say, "We're making a ton of money, we're giving our CEO $10 million+, and the great news is we don't have to pay our lower level workers money because we agree with all of our competitors to never do that under threat of penalty." That would be extremely illegal which, in fact, is the exact reason we have NIL now.
Alabama has won under Saban, but does Saban doesn't make Alabama win? Maybe they win regardless of him. He's also got a playoff now and that has helped him. Would they have won that many AP MNC trophies w/o the playoff? Let's consider that.
Alabama won the CFP in 2015, 2017, and 2020.
In 2014, FSU was 13-0 and Bama, Oregon, and tOSU were all 12-1.
FSU would likely have been named AP MNC, though it may not have been unanimous.
In 2015, Clemson was 13-0, Bama was 12-1, MSU was 12-1, and OU was 11-1.
Clemson would likely have been named AP MNC, though again it may not have been unanimous.
In 2016, Bama was 13-0 and Clemson, Washington, and tOSU all had one loss.
Bama would have been named MNC by the AP.
In 2017, Clemson, OU, and UGAg were all 12-1 as was Bama, but they didn't even win their conference. The MNC would have been chosen between the first three. Who knows how it would have worked out, but Bama would not have been named champion.
In 2018, Bama and Clemson were both 13-0 and ND was 12-0. Who knows how it would have worked out who was chosen. Maybe a tie?
In 2019, Bama was not one of the top 5 teams, and three teams were undefeated. One, or more, of them would have been chosen AP MNC.
In 2020, Bama (11-0) and tOSU (6-0) were both undefeated.
Bama would have been named champs.
In 2021, Bama, UGA, and UoM all had one loss and Cincinnati was undefeated. However, the AP MNC would not have been awarded to them, but to one or more of the first three.
In 2022, Bama was not among the top 5 teams.
So, I'd say that Bama likely wins the AP MNC in 2016 and 2020 and perhaps 2018 and/or 2021.