That is essentially what I have heard as well. Jeremy Banks, 5th year linebacker supposedly got in an argument with QB Hendon Hooker and was suspended for the game. I've heard different reasons for the fight. Some say it was Banks breaking a "bro code" but others say it was an argument about NIL money. Honestly Tennessee's secondary was rough all year, probably weren't going to win it this year but sucks to be so close to making the playoff and then lay an egg. But they aren't the 1st and won't be the last.